Life Insurance

Even when times are hard financially, it does not do to skimp on insurance. Insurance may be a cost that we are often unwilling to contemplate, yet being under-insured may add to your woes, or in the case of life insurance, the woes of your family. A term life insurance quote is worth considering if you are concerned about costs that will befall your family on your death. Someone told me recently that you could get a plan with a funeral home where you can pay for your funeral now, and even if costs go up many-fold in the intervening period, your funeral can be covered at today's rates. If you don't have a similar plan, then your life insurance needs to take into account not only your family's needs, but the costs of a funeral and 'winding up' your estate.
Nobody likes to contemplate their demise, but 'burying your head in the sand' [no pun intended!] when it comes to insurance might mean some real problems for the family you leave behind.