Financial Health

With the credit crunch beginning to impact on the Western world, now is the time to get ourselves into a financially healthy state. I see the current crisis as a good time to pay off debts and look at outgoings to see where savings can be made. Amongst the options one might consider are debt consolidation loans, 0% interest credit cards and some tough budgeting. The change has to start as a shift in our attitudes before the practical steps can be put in place.
I reckon that we are going to experience an economic slow-down at least in some industries, which will last two years so the sooner we start to think about our finances the better off we will ultimately be.